FAQs

Your disabling condition must have lasted or must be expected to last for a continuous period of at least 12 months or expected to result in death.

The Social Security Administration runs two programs that provides benefits based on disability or blindness: Social Security Disability insurance (SSDI) and Social Security Income (SSI).

• To qualify, an individual must be fully insured, meaning that the person worked long enough, recently enough, and paid Social Security taxes on those earnings.
• Generally, you need 40 work credits, 20 of which were earned in the last 10 years ending with the year your disability begins. However, younger workers may qualify with fewer credits.
• We understand that Social Security regulations can be complex. American Disability Group is happy to provide a free consultation to help decide whether disability is the right program for you.

You could be eligible for up to $4018 per a month, but the amount each individual is eligible for is different.

Adults and children may be eligible for SSI if they have: 

• • Little or no income, and 
  • Little or no resources, and 
  • A disability, blindness, or are age 65 or older.

Yes, if your earnings are not sufficient to make your SSDI payment higher than a certain amount and you have limited resources, you may also get SSI.

• The Social security Administration uses a five-step sequential evaluation process.
• At the first step, Social Security considers your work activity, if any. If you are doing substantial gainful activity, they will find that you are not disabled. 
• At the second step, Social Security considers the medical severity of your impairment(s). If you do not have a severe medically determinable physical or mental impairment that meets the duration requirement in § 404.1509, or a combination of impairments that is severe and meets the duration requirement, they will find that you are not disabled. 
• At the third step, Social Security also consider the medical severity of your impairment(s). If you have an impairment(s) that meets or equals one of their listings, they will find that you are disabled. 
• At the fourth step, Social Security assesses your residual functional capacity and your past relevant work. If they believe that you can still do your past relevant work, they will find that you are not disabled. 
• At the fifth and last step, they consider their assessment of your residual functional capacity and your age, education, and work experience to see if you can make an adjustment to other work. If you can make an adjustment to other work, they will find that you are not disabled. If you cannot make an adjustment to other work, they will find that you are disabled. 

• The Social Security on their website on March 5, 2024, stated that it generally takes 6 to 8 months for an initial decision.
• The time it takes to get a decision on your disability application can vary depending on:
  • The nature of your disability.
  • How quickly the Social Security Administration can get your medical evidence from your doctor or other medical source.
  • Whether it is necessary to send you for a medical examination.
  • Whether the Social Security Administration review your application for quality purposes.

Social Security disability benefits automatically change to retirement benefits when disability beneficiaries become full retirement age. You cannot receive both retirement and disability benefits on one earnings record at the same time.

• Social Security pays disability benefits to military members or veterans through SSDI and SSI who are disabled under Social Security's definition.
• If a military member or veteran sustained an illness, injury, or wound while on active duty status on or after October 1, 2001, they will receive expedited processing of their disability claim, regardless of how or where the disability occurred.

Your payment is contingent upon us winning your case. If you do not win, you do not pay. Please call our office for further information